Effective Date: March 16, 2026
Welcome to Thor ("the Service"), operated by AIO Inc. ("we," "us," or "our"). Thor is an AI-powered tax strategy and consultation platform available at thortaxes.com. By accessing or using Thor, you agree to be bound by these Terms of Service ("Terms"). If you do not agree, please do not use the Service.
📋 IMPORTANT TAX DISCLAIMER
Thor is NOT a Certified Public Accountant (CPA). Thor is NOT an enrolled agent. Thor is NOT a licensed tax preparer. Thor does NOT provide tax advice.
The information provided by Thor is for informational and educational purposes only. You should consult a qualified tax professional for advice regarding your specific tax situation.
IRS Circular 230 Disclosure: To ensure compliance with requirements imposed by the IRS, we inform you that any U.S. federal tax information contained in or generated by this Service is not intended or written to be used, and cannot be used, for the purpose of (i) avoiding penalties under the Internal Revenue Code or (ii) promoting, marketing, or recommending to another party any transaction or matter addressed herein.
1. Nature of the Service
Thor uses artificial intelligence to provide general tax strategy information and educational content. The Service is designed to help users explore tax concepts, strategies, and general planning considerations.
What Thor Does
- Provides general educational information about tax strategies and concepts
- Helps users explore potential tax planning considerations
- Offers AI-generated responses to tax-related questions
- Shares general information about federal and state tax provisions
What Thor Does NOT Do
- Provide tax advice tailored to your specific situation
- File tax returns or any documents with the IRS or state tax agencies
- Represent users before the IRS, state tax authorities, or any government body
- Guarantee tax savings or any particular tax outcome
- Serve as a substitute for a qualified tax professional
- Create or maintain any tax records on your behalf
2. No Professional-Client Relationship
Your use of Thor does not create a CPA-client, attorney-client, or any other professional-client relationship between you and AIO Inc. No fiduciary duty or professional obligation arises from your use of this Service.
Thor is a technology tool — not a professional tax practice. We do not hold ourselves out as CPAs, enrolled agents, tax attorneys, or any other licensed tax professionals.
3. AI-Generated Content Disclaimer
Thor uses artificial intelligence (powered by large language models) to generate responses. You should be aware that AI-generated content:
- May contain errors, inaccuracies, or omissions
- May not reflect current tax law — tax laws change frequently at the federal, state, and local levels, and the AI's training data may not include the most recent changes
- May not apply to your specific situation — tax implications vary enormously based on individual circumstances
- Should be independently verified with a qualified tax professional before making any tax-related decisions
- Should never be used as the sole basis for tax filing, tax planning, or financial decisions
You are solely responsible for any decisions you make based on information provided by Thor.
4. Tax Law Changes
Federal and state tax laws, regulations, rulings, and interpretations change frequently. Information provided by Thor:
- May be based on tax provisions that have been amended or repealed
- May not account for recently enacted legislation
- May not reflect the latest IRS guidance, revenue rulings, or court decisions
- Is provided as of the time of the AI's response and may become outdated at any time
Always verify current tax law with the IRS website or a qualified tax professional.
5. User Responsibilities
By using Thor, you agree that:
- You understand Thor provides general information, not professional tax advice
- You will consult a qualified tax professional before making tax decisions
- You will not rely solely on Thor for any tax filing, planning, or compliance matter
- You are responsible for the accuracy of your own tax filings and records
- You will not use the Service for any unlawful purpose, including tax evasion
- You will provide accurate information when interacting with the Service
6. Eligibility
Thor is intended for use by adults (18 years of age or older) who are interested in learning about tax strategies and concepts. The Service is not intended to replace professional tax preparation or advice.
7. Intellectual Property
All content, design, software, and materials comprising the Thor platform are the property of AIO Inc. and are protected by copyright, trademark, and other intellectual property laws. You may use the Service for its intended personal, informational purpose.
8. Limitation of Liability
To the fullest extent permitted by law, AIO Inc. and its officers, directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from:
- Your use of or inability to use the Service
- Any errors, inaccuracies, or omissions in AI-generated content
- Any tax liabilities, penalties, interest, or other consequences resulting from decisions made based on information from the Service
- Any actions taken or not taken based on information provided by Thor
- Unauthorized access to or alteration of your transmissions or data
Our total liability for any claim arising from the use of the Service shall not exceed the amount you paid to use the Service (if any) during the twelve (12) months preceding the claim.
9. Disclaimer of Warranties
The Service is provided on an "AS IS" and "AS AVAILABLE" basis without warranties of any kind, whether express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, accuracy, and non-infringement. We make no warranty that the tax information provided will be accurate, complete, current, or applicable to your situation.
10. Indemnification
You agree to indemnify, defend, and hold harmless AIO Inc. and its affiliates from any claims, damages, losses, or expenses (including reasonable attorneys' fees) arising from your use of the Service, your violation of these Terms, or your violation of any rights of a third party.
11. Modifications to the Service and Terms
We reserve the right to modify, suspend, or discontinue the Service at any time without notice. We may also update these Terms from time to time. The "Effective Date" at the top of this page indicates when the Terms were last revised. Your continued use of the Service after changes constitutes acceptance of the updated Terms.
12. Governing Law and Dispute Resolution
These Terms are governed by and construed in accordance with the laws of the State of Texas, without regard to its conflict of law principles. Any disputes arising from these Terms or your use of the Service shall be resolved in the state or federal courts located in Tarrant County, Texas.
13. Severability
If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary so that the remaining provisions remain in full force and effect.
14. Entire Agreement
These Terms, together with our Privacy Policy, constitute the entire agreement between you and AIO Inc. regarding the use of Thor and supersede all prior agreements and understandings.
15. Contact Us
If you have any questions about these Terms of Service, please contact us:
AIO Inc.
4800 Benbrook Blvd, Suite A
Benbrook, TX 76116
Email: alfred@aioglobal.com